1. Acceptance of terms
By using BharatCalc (bharatcalc.online), you agree to these Terms of Use. If you do not agree, please stop using the site.
2. Informational purposes only
All calculator results on BharatCalc are estimates for informational and planning purposes only. They do not constitute financial advice, tax advice, legal advice, or investment recommendations. Results are based on standard formulas and the inputs you provide — actual returns, taxes, or benefits may differ based on individual circumstances, regulatory changes, and market conditions.
For binding financial decisions — including investments, loans, tax filing, or retirement planning — always consult a SEBI-registered investment advisor, chartered accountant, or other qualified professional.
3. Accuracy disclaimer
We strive to keep all calculators accurate and up-to-date with the latest tax slabs, interest rates, and government norms. However, BharatCalc makes no warranty, express or implied, regarding the accuracy, completeness, or timeliness of any calculation result. Tax laws, interest rates, and financial regulations change frequently — always verify critical figures with official government sources (Income Tax Department, EPFO, SEBI, RBI).
4. No liability
BharatCalc and its operators shall not be liable for any financial loss, damages, or adverse outcomes resulting from reliance on calculator results. Use of this site is at your own risk.
5. Intellectual property
All content on BharatCalc — including design, text, code, and calculator logic — is the intellectual property of BharatCalc. You may use the calculators freely for personal, non-commercial purposes. Reproduction, scraping, or commercial use of our content without written permission is prohibited.
6. Third-party services
BharatCalc uses Google Analytics for anonymous usage analytics and may serve Google AdSense advertisements. These are governed by Google's own Terms of Service and Privacy Policy. We are not responsible for the content of third-party advertisements.
7. Changes to terms
We may update these terms at any time. Continued use of BharatCalc after updates are posted constitutes acceptance of the revised terms.
8. Governing law
These terms are governed by the laws of India. Any disputes shall be subject to the jurisdiction of Indian courts.
9. Contact
For questions about these terms, contact us at abhi9thecreator@gmail.com.